The HDHP Cost Mirage
Everyone loves a good cost-saving story. For years, the benefits industry has been telling one about high-deductible health plans: lower premiums, smarter...
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Everyone loves a good cost-saving story. For years, the benefits industry has been telling one about high-deductible health plans: lower premiums, smarter...
You’ve probably seen the pitch: “Give your members a simple way to shop for healthcare, just like they’d compare prices on Amazon.” It sounds great. Every...
The Affordable Care Act (ACA) has had a multifaceted effect on employer healthcare costs, generally leading to a slower rate of cost growth rather than...
Employer healthcare costs are a significant and growing component of total employee compensation, directly influencing how organizations allocate resources...
When evaluating the financial impact of employer-sponsored health benefits, the comparison between offering a traditional group health plan and a Health...
If you’ve spent any time in employee benefits, you’ve heard the standard pitch: Level funding is self-funding with training wheels. Same risk protection,...
The tax implications of employer healthcare costs are significant for both businesses and employees. For employers, most health benefits are tax-deductible...
Understanding the average employer contribution to health insurance premiums is crucial for both employees and benefits administrators. As of the most...
You sat down with your finance team, ran the numbers, and set your HRA budget at $1,200 per employee. Clean. Simple. Predictable. That's the illusion,...
Employer healthcare costs are a primary driver of how benefits packages are structured, designed, and offered. When healthcare premiums rise-often due to...
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