Can You Opt Out of Employer Health Benefits for a Cash Allowance?
This is one of the most common and complex questions in employee benefits. The short answer is: sometimes, but with significant legal, financial, and...
Insights on preventive care, employee benefits, and the Health-to-Wealth™ revolution.
4,142 posts · explore all topics →
This is one of the most common and complex questions in employee benefits. The short answer is: sometimes, but with significant legal, financial, and...
Maternity coverage is usually discussed like a checklist item: Is it covered? What’s the deductible? Is the hospital in-network? Those questions matter, but...
Most employers can confidently say they “cover mental health.” The problem is that employees often can’t use what’s covered-at least not without hitting...
Mental health day policies are easy to announce and surprisingly hard to implement well. The difference between a policy employees trust and one that...
Let’s be honest. You’ve seen the cycle. A shiny new wellness challenge launches with fanfare. There’s a brief surge of activity, a few teams battle over...
You've seen the ads promising unlimited doctor visits for less than your daily coffee spend. As an HR or benefits leader, that bargain is tempting. Who...
For employers and HR leaders, managing chronic illnesses within a workforce is one of the most significant drivers of healthcare costs and productivity...
For employers and individuals navigating the complex landscape of U.S. healthcare, understanding the financial implications of not offering or obtaining...
Deciding to retire before age 65 is an exciting life milestone, but it introduces a significant healthcare coverage gap, as you are not yet eligible for...
Navigating the alphabet soup of employee benefits-HRA, HSA, FSA-can be confusing, but understanding these tools is crucial for both employers designing...
30-minute call • Personalized Pension & Store projections
• No disruption to your current plan