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Blog — Page 136

Insights on preventive care, employee benefits, and the Health-to-Wealth™ revolution.

March 26, 2026Danny Mason

What are out-of-pocket maximums and how do they limit my healthcare spending?

An out-of-pocket maximum (OOPM) is a critical, consumer-protection feature of most modern health insurance plans. It is the absolute limit you will have to...

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March 26, 2026Danny Mason

What healthcare benefits are best suited for people with pre-existing conditions?

For individuals with pre-existing conditions, navigating the healthcare benefits landscape can feel daunting. The right benefits package isn't just about...

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March 26, 2026Danny Mason

What is COBRA and how does it extend healthcare benefits after job loss?

COBRA, which stands for the Consolidated Omnibus Budget Reconciliation Act, is a federal law that provides a critical safety net for American workers and...

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March 26, 2026Danny Mason

Why Your Nutrition Counseling Benefit Is Burning Money

Your company just renewed its wellness program. There's online nutrition counseling in the package-maybe Noom, maybe Teladoc, maybe a specialized dietitian...

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March 26, 2026Danny Mason

Why Your Wellness Program Isn't Working (And What Actually Does)

Let's be honest. You've launched the step challenges, subsidized the gym memberships, and celebrated "wellness winners." Yet, if you're like most HR...

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March 26, 2026Danny Mason

Your Kids' Toothbrush is a Benefits Power Tool

Let's be honest: when you think about cutting-edge employee benefits strategy, you don't think about a six-year-old's toothbrush. You think about complex...

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March 25, 2026Danny Mason

Can I have coverage under two different healthcare benefits plans at the same time?

Yes, you can have coverage under two different healthcare plans at the same time, a situation known as "dual coverage" or "coordination of benefits." This...

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March 25, 2026Danny Mason

Do any healthcare benefits offer wellness programs or gym membership discounts?

Yes, absolutely. Offering wellness programs and gym membership discounts is a standard and highly popular feature of modern employer-sponsored health...

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March 25, 2026Danny Mason

Do healthcare benefits plans typically include coverage for prescription medications?

Yes, the vast majority of employer-sponsored and individual healthcare benefits plans in the United States include some form of coverage for prescription...

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March 25, 2026Danny Mason

How are telemedicine services covered under modern healthcare benefits plans?

Telemedicine has evolved from a pandemic-era necessity to a cornerstone of modern healthcare benefits, fundamentally reshaping how employees access care....

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