Direct Contracting Skips the Booking Decision
Most primary care direct contracting conversations start with the rate card. The CFO asks what a visit costs. The broker asks what the per-employee monthly...
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Most primary care direct contracting conversations start with the rate card. The CFO asks what a visit costs. The broker asks what the per-employee monthly...
Employer healthcare costs affect dividend payouts and capital expenditure through one channel: operating cash flow. Health benefits sit second only to wages...
Employer healthcare costs don't split neatly by job type. A construction firm, a warehouse operation, and a software company all face rising health spend,...
Spousal surcharges are monthly fees that employers add to an employee's premium contribution when a covered spouse has access to other employer-sponsored...
Companies with on-site clinics usually spend more on fixed primary care operations and less on variable downstream care than companies without them. The...
The premium increase sitting in front of you is an actuarial output built from paid claims that are months old, trend factors the carrier selected, and a...
A full-time worker earning the federal minimum wage of $7.25 an hour makes $15,080 a year before taxes, and the 2025 ACA affordability standard lets an...
KFF's 2024 Employer Health Benefits Survey puts the average annual family premium at $25,572, and single coverage at $8,951. With those numbers on the...
Your stop loss underwriter knows which employees will drive next year's renewal before your benefits committee does. The renewal packet is where...
Employers run two health budgets that rarely talk to each other. Occupational health handles work-related injuries, fitness-for-duty exams, and...
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