The PEPM Illusion
Picture this. It’s the last week of the month. Your finance team pulls a number out of the system-total benefits spend divided by total covered...
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Picture this. It’s the last week of the month. Your finance team pulls a number out of the system-total benefits spend divided by total covered...
A few months ago, I sat across from an HR director who was genuinely proud of the benefits refresh she’d just rolled out. Her team had spent months...
Let me tell you a story about a well-meaning employer who thought captive stop-loss would be their financial salvation. The pitch was perfect: form a...
The short answer is that employer healthcare costs in the gig economy are typically zero for the client or platform, while in traditional employment,...
Employee engagement in health management is one of the most powerful levers employers have to control healthcare costs. When employees actively participate...
A few years ago, I sat in a conference room watching a benefits director scroll through her enrollment platform. She was proud of the sleek interface-plans...
The impact of wearable health devices on employer healthcare costs is a complex and evolving topic, but early evidence suggests a moderately positive,...
Healthcare costs are among the largest and fastest-growing expenses for employers, and they directly and indirectly shape salary negotiation dynamics . When...
Employer healthcare costs follow a predictable yet sharp upward trajectory as employees age, with significant financial implications for plan sponsors....
When we talk about healthcare cost containment in employee benefits, the conversation almost always lands on network discounts, drug rebates, prior...
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