Why the 18-Month COBRA Rule Still Costs Self-Funded Employers
Every HR professional knows the drill: terminated employee, qualifying event, COBRA election notice, 18-month clock starts ticking. We've administered this...
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Every HR professional knows the drill: terminated employee, qualifying event, COBRA election notice, 18-month clock starts ticking. We've administered this...
Navigating healthcare coverage between retirement and Medicare eligibility at age 65 is a critical financial and health security challenge. Early retirees...
For most employees, health plan changes are locked to an annual Open Enrollment Period . However, federal regulations and most employer plans allow for...
COBRA, or the Consolidated Omnibus Budget Reconciliation Act, is a federal law that provides a critical safety net for employees and their families facing a...
For HR leaders and benefits administrators, understanding the interplay between disability and healthcare benefits is critical for ensuring employee...
Taking a sabbatical or unpaid leave is an incredible opportunity for personal growth, but it can introduce significant complexity to your healthcare...
Yes, you absolutely can-and in most cases, you should . A Qualifying Life Event (QLE) is a specific change in your circumstances that triggers a Special...
Losing your job or experiencing another qualifying life event can be incredibly stressful, and the fear of losing your health insurance only compounds that...
Let me tell you about a conversation I had last month with a VP of HR at a 1,200-employee manufacturing company. She'd just signed a three-year contract...
Choosing the right healthcare plan is a foundational decision for both employers and individuals, impacting financial security, access to care, and...
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