Your Benefits System Is Quietly Inflating Your Health Plan Premiums
You get that renewal letter every year. The premium jumps 10, 12, maybe 15 percent. You blame medical trend, drug costs, or hospital consolidation. And...
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You get that renewal letter every year. The premium jumps 10, 12, maybe 15 percent. You blame medical trend, drug costs, or hospital consolidation. And...
The short answer is yes-but not always, and not for every employer. Numerous studies, including a landmark RAND Corporation analysis and data from the...
Healthcare costs are a significant line item for every employer, but the burden-and the budget-is far from uniform. The industry an employer operates in is...
Managing healthcare costs is a top priority for small businesses, which often face higher per-employee premiums than larger corporations due to less...
You chose self-funding because you wanted control. But here’s what nobody tells you at the sales meeting: the real cost isn’t the claims. It’s the invisible...
Every employer I talk to these days is looking for an edge. Fully insured plans feel like a black box-rising premiums, opaque pricing, no access to your own...
You’ve poured money into a top-tier wellness platform, a disease management program that checks all the boxes, and digital coaches for every chronic...
As of the most recent data from the Kaiser Family Foundation’s 2023 Employer Health Benefits Survey, the average annual employer premium contribution for a...
The relationship between employer healthcare costs and employee wages is one of the most critical, yet often invisible, dynamics in compensation economics....
If you run a self-funded health plan, you already know the drill: vet your TPA, benchmark stop-loss premiums, negotiate PBM contracts, and document every...
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