How do employer healthcare costs vary by geographic region within the same industry?
Employer healthcare costs vary more by geography than by industry. A 300-person trucking firm in Birmingham and a 300-person trucking firm in Seattle can...
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Employer healthcare costs vary more by geography than by industry. A 300-person trucking firm in Birmingham and a 300-person trucking firm in Seattle can...
A hospital stay in December. The bill lands in February. The old stop-loss carrier says “no” because the policy ended at midnight on December 31. The...
A company that sponsors a self-funded health plan becomes a fiduciary the moment the plan document is signed. Most employers understand this means watching...
Switching from a fully insured health plan to a level-funded arrangement changes an employer’s healthcare costs in three fundamental ways. You trade a...
Manufacturing has always carried two cost sheets for healthcare: one shaped by collective bargaining and one shaped by the open market. The differences are...
Your broker hands you the year-end stop-loss report. Paid claims land well below the attachment point. The numbers say you are due a refund. Five months...
The cost gap between covering full-time and part-time workers is not a numbers game. Federal regulation sets the floor, but the real expense is shaped by...
The cost of an MRI does not change if the employer paying for it trades on the NYSE or is family-owned. What does change is how the organization thinks...
The Small Business Health Care Tax Credit has been around since 2014. It can cover up to half the premiums a qualifying employer pays. That sounds like a...
A $500 gift card handed out as a wellness reward is not tax-free. It’s taxable wages. Employers hand out these incentives every year-gift cards, prepaid...
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