The Level-Funded Run-Out That Bites After Renewal
A hospital stay in December. The bill lands in February. The old stop-loss carrier says “no” because the policy ended at midnight on December 31. The...
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A hospital stay in December. The bill lands in February. The old stop-loss carrier says “no” because the policy ended at midnight on December 31. The...
For self-funded employers, the decision to assume direct financial responsibility for employee health claims comes with both significant opportunity and...
Stop-loss insurance serves as the critical financial safety net for employers that choose to self-fund their health plans. Unlike fully insured arrangements...
A few years ago, I sat across from a CFO who couldn't understand why his stop-loss renewal had jumped 32%. His claims experience was flat. No new high-cost...
A 900-life employer I worked with recently learned a lesson the hard way - to the tune of $105,000. An employee's dependent needed a complex spinal fusion....
Every benefits director knows the standard story. Stop loss insurance catches you when a catastrophic claim threatens to blow up your self-funded plan. The...
You talk to your broker. You meet with your CFO. You think you're the one calling the shots on your self-funded health plan. But there's someone else in the...
You bought stop loss insurance to protect your company from a catastrophic claim. You paid the premium, set the attachment point, and signed the contract....
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