The Missing Column in Contribution Benchmarks
Every fall, benefits teams open the benchmark report and compare their employer contribution against a peer group matched by industry, size, and region. If...
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Every fall, benefits teams open the benchmark report and compare their employer contribution against a peer group matched by industry, size, and region. If...
The idea behind a health savings account sounds sharp. Put money in before taxes, watch it grow tax-free, spend it tax-free on medical expenses down the...
Your total compensation spreadsheet tells a tidy story. Salary, payroll taxes, 401(k) match, health plan premium. Neat columns. If you’re a CFO staring at...
A 2019 Health Affairs study of national commercial ACO contracts found no significant reduction in total medical spending over two years. A 2022 analysis of...
Value-based insurance design promised to fix a broken incentive. It did half the job. If a diabetes medication prevents a $30,000 hospital stay, the logic...
Fewer than 8 percent of U.S. adults receive all the preventive services recommended for them. That number comes from a 2018 Health Affairs analysis of CDC...
Employer healthcare costs and long-term disability insurance are connected by the same underlying reality: the health of the workforce. When medical care is...
In 2024, 55% of covered U.S. workers sat in a high-deductible health plan paired with some kind of savings account. That’s up from 31% in 2014. The playbook...
At first glance, employer healthcare costs and retirement savings might seem like two distinct silos in a benefits package-one handles immediate medical...
At first glance, employer healthcare costs and an employee’s retirement plan might seem like separate financial streams. In reality, they are deeply...
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