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Insights on preventive care, employee benefits, and the Health-to-Wealth™ revolution.

March 26, 2026Danny Mason

How do I interpret the explanation of benefits (EOB) statement from my insurance?

An Explanation of Benefits (EOB) is a crucial document from your health insurance company, but it's not a bill. It's a detailed statement explaining how a...

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March 26, 2026Danny Mason

How do I understand the key terms in my healthcare benefits summary of benefits?

Your Summary of Benefits and Coverage (SBC) is a crucial document designed to help you compare and understand your health plan options in a standardized...

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March 26, 2026Danny Mason

How do life events like getting married affect my healthcare benefits eligibility?

Getting married is a significant life event that directly impacts your eligibility for employer-sponsored healthcare benefits. Under federal regulations,...

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March 26, 2026Danny Mason

PPOs vs. HMOs: You're Asking the Wrong Question

Every benefits renewal season, the same tired debate resurfaces: PPO or HMO? Your broker presents the options. PPOs offer flexibility but cost more. HMOs...

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March 26, 2026Danny Mason

Stop Giving Benefits Tips. Build a Better System Instead.

Let's be honest with each other for a minute. How many "healthcare benefits tips" have you rolled out over the years? You know the ones: "Shop around for...

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March 26, 2026Danny Mason

The $47,000 Parental Leave Problem Nobody's Measuring

Every HR leader knows the parental leave playbook by heart. You benchmark against competitors, add a few weeks if the budget allows, announce it in your...

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March 26, 2026Danny Mason

The DNA of Your Benefits Plan is Leaking Value

Let’s play out a familiar scene. Your company rolls out a cutting-edge genetic screening benefit. The reports come in, revealing that a significant portion...

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March 26, 2026Danny Mason

The Small Business Health Insurance Tax Credit Trap

Walk into any benefits advisor's office and they'll light up talking about Section 45R-the Small Business Health Care Tax Credit. Up to 50% of your premium...

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March 26, 2026Danny Mason

Travel Health Insurance, Reconsidered

Most people talk about travel health insurance like it’s a simple shopping decision: buy a policy, keep the receipt, hope you never use it. That framing...

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March 26, 2026Danny Mason

Virtual Post-Op Care That Actually Moves the Needle

Virtual post-operative care is often sold as a convenience: swap a follow-up visit for a video call, send a few reminders, maybe check a wound photo. That’s...

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