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Insights on preventive care, employee benefits, and the Health-to-Wealth™ revolution.

March 27, 2026Danny Mason

The Telehealth Security Problem Nobody's Talking About

I need to tell you something that's going to make you uncomfortable. Right now, your telehealth benefit-the one you rolled out to great fanfare during the...

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March 27, 2026Danny Mason

The Voluntary Benefits Boom Is Hiding a Massive Problem

Open enrollment just wrapped up, and if you're anywhere near the benefits world, you probably saw the headlines: voluntary benefits hit record enrollment in...

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March 27, 2026Danny Mason

What are the key differences between in-network and out-of-network coverage costs?

Understanding the difference between in-network and out-of-network coverage is fundamental to managing your healthcare expenses and avoiding surprise bills....

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March 27, 2026Danny Mason

What is a health reimbursement arrangement (HRA) and how is it different from an HSA or FSA?

Navigating the alphabet soup of employee benefits-HRA, HSA, FSA-can be confusing, but understanding the differences is crucial for both employers designing...

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March 26, 2026Danny Mason

Are healthcare benefits mandatory for employers to offer in the United States?

This is one of the most common and critical questions in benefits administration. The short answer is no, there is no federal law that universally requires...

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March 26, 2026Danny Mason

Beginner Hiking Gear, Smarter

Most beginner hiking gear advice is basically a shopping list: boots, pack, jacket, snacks. That’s fine-until you’re the one limping back to the car with a...

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March 26, 2026Danny Mason

Do healthcare benefits cover medical emergencies while traveling abroad?

As an HR or benefits leader, you know that employee well-being is a 24/7 concern, and that includes when your team is traveling internationally for work or...

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March 26, 2026Danny Mason

Do healthcare benefits cover prescription drugs and what are drug formularies?

Yes, the vast majority of employer-sponsored and individual health insurance plans in the United States include coverage for prescription drugs as an...

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March 26, 2026Danny Mason

How can I negotiate for better healthcare benefits during a job offer?

Negotiating for better healthcare benefits during a job offer is a critical skill that can significantly impact your long-term health and financial...

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March 26, 2026Danny Mason

How do healthcare benefits differ for small businesses versus large corporations?

Choosing and managing healthcare benefits is a fundamental responsibility for employers, but the experience and options differ dramatically based on company...

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