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Insights on preventive care, employee benefits, and the Health-to-Wealth™ revolution.

March 31, 2026Danny Mason

The Cost-Sharing Lie We've All Been Told

Let me tell you something that's going to sound controversial: employee cost-sharing in group health plans is fundamentally broken. Not "needs improvement"...

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March 31, 2026Danny Mason

The Sleep Crisis Costing Your Company Millions

Here's something you won't hear at your next benefits strategy meeting: your wellness program is probably making your employees' sleep worse, not better. I...

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March 31, 2026Danny Mason

Wellness HIPAA Compliance: The Real Risk

Most wellness-program HIPAA advice boils down to: don’t share people’s health information with managers. True-and also not where most employers get burned....

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March 31, 2026Danny Mason

What are the out-of-pocket maximums and how do they work?

An out-of-pocket maximum (OOPM) is a critical consumer protection feature of modern health plans, mandated by the Affordable Care Act (ACA). It is the...

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March 31, 2026Danny Mason

What are the waiting periods for certain treatments under healthcare benefits?

Waiting periods for specific treatments are a standard, yet often misunderstood, feature of employer-sponsored health plans. They are predefined timeframes...

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March 31, 2026Danny Mason

What healthcare benefits are available for veterans or military personnel?

For veterans, active-duty service members, and their families, navigating the landscape of available healthcare benefits is crucial for securing...

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March 30, 2026Danny Mason

Are there any healthcare benefits specifically for veterans or military personnel?

Yes, veterans, active-duty service members, and their families have access to a distinct and comprehensive ecosystem of healthcare benefits, primarily...

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March 30, 2026Danny Mason

Benefits That Actually Work for Healthcare Workers

Healthcare workers spend their days inside the care system-yet many don’t have benefits that are truly usable for their own lives. That contradiction is...

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March 30, 2026Danny Mason

Can I opt out of my employer's healthcare benefits and get my own?

This is one of the most common questions in benefits administration, and the short answer is: it depends on your employer's plan rules and the broader...

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March 30, 2026Danny Mason

Can I use healthcare benefits for alternative medicine like acupuncture?

This is an excellent and increasingly common question. The short answer is: it depends entirely on your specific health plan's design. Coverage for...

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