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Insights on preventive care, employee benefits, and the Health-to-Wealth™ revolution.

April 26, 2026Danny Mason

The Missing Preventive

We're living in the golden age of preventive health benefits. Employers now pay for step challenges, biometric screenings, sleep coaching, and even gamified...

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April 26, 2026Danny Mason

What are the pros and cons of high-deductible healthcare benefits plans?

High-deductible health plans (HDHPs) have become a dominant force in employer-sponsored benefits over the last decade. They are the most common plan type...

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April 26, 2026Danny Mason

What are the pros and cons of opting for a high-premium vs. low-premium healthcare benefits plan?

Choosing between a high-premium and low-premium healthcare benefits plan is one of the most consequential decisions an employer-and an employee-can make....

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April 26, 2026Danny Mason

What is coordination of benefits and how does it work with multiple healthcare plans?

Coordination of Benefits (COB) is a critical process in the health benefits ecosystem that prevents employees from profiting off overlapping insurance...

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April 26, 2026Danny Mason

What is the impact of telehealth services on healthcare benefits costs and accessibility?

Telehealth services have fundamentally reshaped the healthcare benefits landscape by delivering a dual impact: they simultaneously reduce costs for...

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April 26, 2026Danny Mason

What resources are available to help me understand my healthcare benefits explanation of benefits (EOB)?

Understanding your Explanation of Benefits (EOB) can feel overwhelming, but it’s one of the most important skills for managing your healthcare costs. An EOB...

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April 25, 2026Danny Mason

Are there healthcare benefits plans specifically designed for small businesses or startups?

The short answer is yes-but the better question is whether those “small business” plans actually solve the core problems startups and small businesses face....

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April 25, 2026Danny Mason

Are there healthcare benefits plans that cover international travel medical emergencies?

Yes, there are healthcare benefits plans that cover international travel medical emergencies, but the type and scope of coverage vary significantly...

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April 25, 2026Danny Mason

Can I use my healthcare benefits for over-the-counter medications or medical supplies?

The short answer is: it depends entirely on which type of healthcare benefit you are using. Traditional health insurance plans (like a PPO or HMO) generally...

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April 25, 2026Danny Mason

Fixing the Telemedicine Follow-Up Problem

Telemedicine has become a table-stakes benefit. Most employers offer it, employees like the convenience, and utilization looks good on a dashboard. But if...

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