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Insights on preventive care, employee benefits, and the Health-to-Wealth™ revolution.

April 9, 2026Danny Mason

What penalties might I face for not having healthcare benefits?

As an employer or benefits administrator, understanding the penalties for not offering healthcare benefits is crucial for compliance and financial planning....

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April 8, 2026Danny Mason

Are there healthcare benefits that cover long-term care or nursing home expenses?

This is one of the most critical and often misunderstood questions in employee benefits and personal financial planning. The short answer is standard...

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April 8, 2026Danny Mason

Benefits Predictions for Next Year

Most benefits trend articles predict which shiny new vendor will get budget next year. That’s not the real shift I’m seeing in the market. The bigger change...

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April 8, 2026Danny Mason

Can healthcare benefits be used for genetic testing or personalized medicine?

The short answer is yes, but with significant caveats and a rapidly evolving landscape . Traditional employer-sponsored health plans have been notoriously...

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April 8, 2026Danny Mason

How do I appeal a denied coverage for a specific medical procedure?

Receiving a denial notice for a medical procedure can be frustrating and stressful, but it's important to remember that a denial is not always the final...

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April 8, 2026Danny Mason

How do I compare the value of healthcare benefits offered by different companies during job offers?

Comparing healthcare benefits during a job offer is one of the most critical financial decisions you'll make, often impacting your take-home pay and...

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April 8, 2026Danny Mason

How do I know if a specific medication is covered by my healthcare benefits plan?

Determining if a specific medication is covered by your health plan is a critical step in managing both your health and your healthcare expenses. The...

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April 8, 2026Danny Mason

Is telemedicine covered under most healthcare benefits plans?

Yes, telemedicine is now a standard and widely covered component of most employer-sponsored healthcare benefits plans. The seismic shifts driven by the...

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April 8, 2026Danny Mason

Negotiating Benefits in a Job Offer

Most people walk into a job offer thinking benefits are a “perk conversation”-a little back-and-forth on premiums, a quick glance at the plan summary, and a...

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April 8, 2026Danny Mason

The Health-to-Wealth Revolution: Beyond Wellness Apps

If you're in HR or benefits leadership, let's be honest: you're overwhelmed with wellness apps. Every vendor promises engagement, better health, and vague...

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