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Insights on preventive care, employee benefits, and the Health-to-Wealth™ revolution.

April 16, 2026Danny Mason

Are there incentives for participating in wellness programs through healthcare benefits?

Yes, absolutely. Incentives for participating in wellness programs are a cornerstone of modern benefits strategy, designed to boost engagement, improve...

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April 16, 2026Danny Mason

Best Telehealth Apps for iOS and Android

Most “best telehealth app” lists read like app store reviews: price, wait time, and whether the doctor seemed nice. That’s fine if you’re buying a one-off...

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April 16, 2026Danny Mason

Can I roll over funds in a health savings account (HSA) from year to year?

Yes, absolutely. One of the most powerful and distinctive features of a Health Savings Account (HSA) is that your funds roll over from year to year...

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April 16, 2026Danny Mason

Do all healthcare benefits plans include prescription drug formularies?

No, not all healthcare benefits plans include prescription drug formularies. The inclusion of pharmacy benefits is a specific design choice made by the plan...

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April 16, 2026Danny Mason

How do Medicare Advantage plans compare to traditional Medicare with supplemental benefits?

Choosing the right Medicare coverage is one of the most critical health and financial decisions for retirees. The core choice is between Traditional...

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April 16, 2026Danny Mason

How do pre-existing condition exclusions work in healthcare benefits plans?

Pre-existing condition exclusions were once a common and contentious feature of employer-sponsored health plans and individual insurance policies. They...

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April 16, 2026Danny Mason

How long can I continue healthcare benefits under COBRA after leaving a job?

When you leave a job, one of the most pressing concerns is maintaining your health insurance coverage. The Consolidated Omnibus Budget Reconciliation Act...

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April 16, 2026Danny Mason

How secure is my personal health information when accessing benefits online?

This is one of the most critical questions in employee benefits today. When you access your health plan portal, wellness app, or benefits dashboard, you're...

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April 16, 2026Danny Mason

Rethink Your Benefits Benchmark: It’s Not About Cost Anymore

For years, HR and finance teams have relied on the same old playbook to evaluate employee benefits: compare your premiums, deductibles, and 401(k) matches...

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April 16, 2026Danny Mason

Secure Messaging in Telehealth: The Hidden System of Record

Secure messaging in telehealth is usually positioned as a privacy checkbox: encrypted chat, HIPAA compliance, and role-based access. All of that matters-but...

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