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Insights on preventive care, employee benefits, and the Health-to-Wealth™ revolution.

April 20, 2026Danny Mason

How are healthcare benefits affected by major life events like marriage or having a baby?

Major life events like marriage, having a baby, or adopting a child are more than personal milestones-they are legally recognized Qualifying Life Events...

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April 20, 2026Danny Mason

How can I track my healthcare benefits usage and expenses throughout the year?

Tracking your healthcare benefits usage and expenses is one of the most powerful financial habits you can develop. It transforms a confusing, reactive...

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April 20, 2026Danny Mason

How do healthcare benefits handle coverage for mental health services in different states?

Coverage for mental health services is governed by a complex interplay of federal mandates and state-specific laws, creating a landscape where benefits can...

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April 20, 2026Danny Mason

How do I find out if my medication is on the formulary list of my healthcare benefits?

Finding out if your medication is covered by your health plan is a crucial step in managing both your health and your healthcare costs. A formulary is your...

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April 20, 2026Danny Mason

Online Physical Therapy, Reframed

Online physical therapy (PT) is usually marketed as a telehealth convenience: no commute, quicker appointments, lower visit costs. That’s true-but it’s not...

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April 20, 2026Danny Mason

Stop Counting Sheep, Start Building Wealth: The Sleep Benefit Your Company Is Missing

Let's be honest: your employee wellness program probably treats sleep like a polite suggestion. A webinar link buried in the portal, a discount on a...

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April 20, 2026Danny Mason

The Real Reason Your Blood Sugar Isn't Budging

We talk about lowering blood sugar as a personal battle of willpower. Yet, as someone who's designed benefits for decades, I'll tell you the secret: it's...

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April 20, 2026Danny Mason

What are the differences between health maintenance organizations (HMOs) and exclusive provider organizations (EPOs)?

Choosing the right health plan is a critical decision for both employers designing benefits packages and employees selecting coverage. Two common managed...

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April 20, 2026Danny Mason

What happens if I miss a premium payment for my healthcare benefits plan?

Missing a premium payment for your healthcare plan is a serious matter, but it's not an immediate catastrophe. The specific consequences depend heavily on...

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April 20, 2026Danny Mason

What is the process for getting a referral for a specialist under my healthcare benefits?

Navigating the referral process is a common point of confusion in healthcare benefits, often seen as a gatekeeper to specialized care. Traditionally, the...

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